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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,863 | $62,409+103.3% | $120,524+5.3% | $74,429+70.4% |
| Participation rate | 38.6% | 56.8%-18.2pp | 71.9%-33.3pp | 67.2%-28.6pp |
| Annual return | 12.69% | 18.62%-5.9pp | 107.36%-94.7pp | 1368.38%-1355.7pp |
| Employer contribution / active EE | $824 | $1,847-55.4% | $3,469-76.2% | $2,625-68.6% |
| Participant deferral / active EE | $2,036 | $2,888-29.5% | $4,994-59.2% | $4,348-53.2% |
| Admin fee / account holder | $2,503 | $2,394+4.6% | $9,440-73.5% | $1,944+28.7% |