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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,863 | $62,393+103.3% | $120,580+5.2% | $74,478+70.3% |
| Participation rate | 38.6% | 56.8%-18.2pp | 72.0%-33.3pp | 67.2%-28.6pp |
| Annual return | 12.69% | 18.61%-5.9pp | 107.48%-94.8pp | 1370.56%-1357.9pp |
| Employer contribution / active EE | $824 | $1,845-55.3% | $3,469-76.2% | $2,626-68.6% |
| Participant deferral / active EE | $2,036 | $2,886-29.5% | $4,995-59.3% | $4,350-53.2% |
| Admin fee / account holder | $2,503 | $2,396+4.4% | $9,418-73.4% | $1,946+28.6% |