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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,552 | $89,532+74.9% | $103,447+51.3% | $80,925+93.5% |
| Participation rate | 100.0% | 76.0%+24.0pp | 80.5%+19.5pp | 67.7%+32.3pp |
| Annual return | 26.75% | 22.80%+4.0pp | 23.92%+2.8pp | 35.65%-8.9pp |
| Employer contribution / active EE | $8,066 | $4,023+100.5% | $4,678+72.4% | $2,756+192.7% |
| Participant deferral / active EE | $6,770 | $5,459+24.0% | $6,624+2.2% | $4,299+57.5% |
| Admin fee / account holder | $9,061 | $6,774+33.8% | $9,415-3.8% | $6,940+30.6% |