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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,532 | $183,539-53.4% | $155,556-45.0% | $145,897-41.4% |
| Participation rate | 78.6% | 82.7%-4.1pp | 78.2%+0.3pp | 80.3%-1.7pp |
| Annual return | 8.51% | 61.31%-52.8pp | 64.84%-56.3pp | 552.29%-543.8pp |
| Employer contribution / active EE | $1,415 | $5,315-73.4% | $4,675-69.7% | $4,663-69.7% |
| Participant deferral / active EE | $4,669 | $6,467-27.8% | $5,631-17.1% | $6,689-30.2% |
| Admin fee / account holder | $12,189 | $19,275-36.8% | $15,885-23.3% | $13,390-9.0% |