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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,732 | $185,312-58.1% | $161,489-51.9% | $154,746-49.8% |
| Participation rate | 80.0% | 82.5%-2.5pp | 78.7%+1.3pp | 80.7%-0.7pp |
| Annual return | 9.74% | 103.84%-94.1pp | 89.72%-80.0pp | 172.34%-162.6pp |
| Employer contribution / active EE | $1,548 | $4,769-67.5% | $4,268-63.7% | $4,379-64.7% |
| Participant deferral / active EE | $5,207 | $6,350-18.0% | $5,630-7.5% | $6,730-22.6% |
| Admin fee / account holder | $24,611 | $18,654+31.9% | $16,006+53.8% | $14,365+71.3% |