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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,834 | $58,275+210.3% | $81,844+121.0% | $80,935+123.4% |
| Participation rate | 90.6% | 63.5%+27.2pp | 72.4%+18.2pp | 67.7%+23.0pp |
| Annual return | 10.12% | 41.82%-31.7pp | 778.87%-768.8pp | 35.66%-25.5pp |
| Employer contribution / active EE | $6,779 | $2,346+189.0% | $2,916+132.4% | $2,757+145.9% |
| Participant deferral / active EE | $5,386 | $3,285+63.9% | $4,323+24.6% | $4,299+25.3% |
| Admin fee / account holder | $3,468 | $4,749-27.0% | $7,355-52.9% | $6,924-49.9% |