Filed February 6, 2026
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK INSURANCE COMPANY (USA Service code 15 · EIN 01-0233346 | Recordkeeping | $34,019 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,337 | $45,123+58.1% | $85,240-16.3% | $74,478-4.2% |
| Participation rate | 63.9% | 49.4%+14.5pp | 67.5%-3.6pp | 67.2%-3.3pp |
| Annual return | 14.30% | 26.32%-12.0pp | 66.75%-52.5pp | 1370.56%-1356.3pp |
| Employer contribution / active EE | $1,420 | $1,459-2.7% | $2,735-48.1% | $2,626-45.9% |
| Participant deferral / active EE | $4,256 | $2,736+55.6% | $4,527-6.0% | $4,350-2.2% |
| Admin fee / account holder | $227 | $2,215-89.8% | $6,165-96.3% | $1,946-88.3% |