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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,016 | $49,976+48.1% | $66,674+11.0% | $82,637-10.4% |
| Participation rate | 31.8% | 63.1%-31.3pp | 73.7%-41.9pp | 68.1%-36.3pp |
| Annual return | 13.75% | 39.09%-25.3pp | 321.24%-307.5pp | 53.51%-39.8pp |
| Employer contribution / active EE | $0 | $1,988-100.0% | $2,620-100.0% | $2,552-100.0% |
| Participant deferral / active EE | $851 | $2,847-70.1% | $4,084-79.2% | $4,126-79.4% |
| Admin fee / account holder | $14,909 | $4,594+224.6% | $5,098+192.4% | $7,339+103.2% |