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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $714,501 | $76,407+835.1% | $150,298+375.4% | $82,448+766.6% |
| Participation rate | 96.4% | 66.4%+30.0pp | 77.8%+18.7pp | 68.1%+28.4pp |
| Annual return | 13.36% | 39.99%-26.6pp | 62.79%-49.4pp | 41.64%-28.3pp |
| Employer contribution / active EE | $29,073 | $2,614+1012.2% | $4,154+599.9% | $2,551+1039.7% |
| Participant deferral / active EE | $18,577 | $3,214+477.9% | $5,453+240.7% | $4,139+348.8% |
| Admin fee / account holder | $11,801 | $6,352+85.8% | $14,116-16.4% | $7,234+63.1% |