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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,014 | $76,407+142.1% | $150,298+23.1% | $82,448+124.4% |
| Participation rate | 100.0% | 66.4%+33.6pp | 77.8%+22.2pp | 68.1%+31.9pp |
| Annual return | 13.02% | 39.99%-27.0pp | 62.79%-49.8pp | 41.64%-28.6pp |
| Employer contribution / active EE | $10,654 | $2,614+307.6% | $4,154+156.5% | $2,551+317.7% |
| Participant deferral / active EE | $6,319 | $3,214+96.6% | $5,453+15.9% | $4,139+52.7% |
| Admin fee / account holder | $6,445 | $6,352+1.5% | $14,116-54.3% | $7,234-10.9% |