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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,172 | $95,453-9.7% | $112,040-23.1% | $82,448+4.5% |
| Participation rate | 82.3% | 72.8%+9.5pp | 76.5%+5.8pp | 68.1%+14.2pp |
| Annual return | 14.54% | 23.92%-9.4pp | 24.52%-10.0pp | 41.64%-27.1pp |
| Employer contribution / active EE | $2,802 | $2,318+20.9% | $2,954-5.1% | $2,551+9.8% |
| Participant deferral / active EE | $3,473 | $4,224-17.8% | $5,098-31.9% | $4,139-16.1% |
| Admin fee / account holder | $3,187 | $9,013-64.6% | $12,098-73.7% | $7,234-55.9% |