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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,132 | $136,860+2.4% | $120,344+16.4% | $154,746-9.4% |
| Participation rate | 81.8% | 79.9%+1.9pp | 76.7%+5.1pp | 80.7%+1.1pp |
| Annual return | 12.77% | 21.38%-8.6pp | 20.30%-7.5pp | 172.34%-159.6pp |
| Employer contribution / active EE | $1,429 | $3,533-59.5% | $3,020-52.7% | $4,379-67.4% |
| Participant deferral / active EE | $7,577 | $5,793+30.8% | $5,135+47.6% | $6,730+12.6% |
| Admin fee / account holder | $495 | $15,393-96.8% | $12,742-96.1% | $14,365-96.6% |