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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,774 | $178,174-32.2% | $156,181-22.7% | $137,256-12.0% |
| Participation rate | 82.6% | 82.0%+0.6pp | 78.8%+3.8pp | 80.0%+2.6pp |
| Annual return | 15.31% | 84.19%-68.9pp | 64.87%-49.6pp | 220.34%-205.0pp |
| Employer contribution / active EE | $18,338 | $4,972+268.8% | $4,294+327.1% | $4,156+341.2% |
| Participant deferral / active EE | $4,243 | $6,888-38.4% | $6,132-30.8% | $6,407-33.8% |
| Admin fee / account holder | $8,800 | $17,404-49.4% | $14,586-39.7% | $12,270-28.3% |