Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,843 | $57,119+32.8% | $85,187-11.0% | $80,935-6.3% |
| Participation rate | 43.1% | 56.4%-13.3pp | 67.5%-24.4pp | 67.7%-24.6pp |
| Annual return | 9.89% | 21.70%-11.8pp | 66.67%-56.8pp | 35.66%-25.8pp |
| Employer contribution / active EE | $1,202 | $1,802-33.3% | $2,732-56.0% | $2,757-56.4% |
| Participant deferral / active EE | $2,404 | $3,115-22.8% | $4,525-46.9% | $4,299-44.1% |
| Admin fee / account holder | $5,348 | $4,990+7.2% | $6,162-13.2% | $6,924-22.8% |