Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,111 | $71,197-74.6% | $93,669-80.7% | $80,925-77.6% |
| Participation rate | 60.0% | 60.4%-0.4pp | 68.7%-8.7pp | 67.7%-7.7pp |
| Annual return | 16.89% | 11.27%+5.6pp | 133.59%-116.7pp | 35.65%-18.8pp |
| Employer contribution / active EE | $1,932 | $1,565+23.5% | $2,424-20.3% | $2,756-29.9% |
| Participant deferral / active EE | $3,463 | $4,036-14.2% | $4,416-21.6% | $4,299-19.4% |
| Admin fee / account holder | $2,704 | $6,959-61.1% | $8,291-67.4% | $6,940-61.0% |