Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 10-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,248 | $77,896-21.4% | $134,172-54.4% | $82,448-25.7% |
| Participation rate | 63.6% | 62.8%+0.8pp | 72.5%-8.8pp | 68.1%-4.4pp |
| Annual return | 15.69% | 18.21%-2.5pp | 25.30%-9.6pp | 41.64%-26.0pp |
| Employer contribution / active EE | $2,285 | $2,159+5.8% | $3,420-33.2% | $2,551-10.4% |
| Participant deferral / active EE | $2,679 | $3,162-15.3% | $4,690-42.9% | $4,139-35.3% |
| Admin fee / account holder | $2,514 | $6,336-60.3% | $12,016-79.1% | $7,234-65.2% |