See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY11+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $34,224 |
Filed as: FIFTH THIRD BANK NA Service code 27 · EIN 31-0676865 | Advisory (Plan) | $18,652 |
MORNINGSTAR4 years Filed as: MORNINGSTAR INVESTMENT MANAGEMENT L Service code 26 · EIN 36-4317381 | Advisory (Participants) | $0 |
Filed as: WILSHIRE ADVISORS LLC Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,622 | $53,053+76.5% | $126,539-26.0% | $74,304+26.0% |
| Participation rate | 50.0% | 48.0%+2.0pp | 69.8%-19.8pp | 60.3%-10.3pp |
| Annual return | 11.31% | 29.46%-18.1pp | 425.95%-414.6pp | 29.43%-18.1pp |
| Employer contribution / active EE | $532 | $1,168-54.5% | $3,674-85.5% | $2,241-76.3% |
| Participant deferral / active EE | $2,416 | $2,303+4.9% | $4,083-40.8% | $3,767-35.9% |
| Admin fee / account holder | $362 | $3,698-90.2% | $6,065-94.0% | $2,969-87.8% |