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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,037 | $81,358+145.9% | $155,556+28.6% | $80,959+147.1% |
| Participation rate | 100.0% | 66.3%+33.7pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 9.77% | 33.39%-23.6pp | 64.84%-55.1pp | 35.67%-25.9pp |
| Employer contribution / active EE | $4,575 | $3,106+47.3% | $4,675-2.1% | $2,757+65.9% |
| Participant deferral / active EE | $6,541 | $3,455+89.3% | $5,631+16.2% | $4,300+52.1% |
| Admin fee / account holder | $27,663 | $7,994+246.1% | $15,885+74.1% | $6,925+299.4% |