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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,212 | $106,749+54.8% | $145,433+13.6% | $82,448+100.4% |
| Participation rate | 80.4% | 75.6%+4.8pp | 82.1%-1.7pp | 68.1%+12.4pp |
| Annual return | 12.49% | 27.59%-15.1pp | 66.58%-54.1pp | 41.64%-29.2pp |
| Employer contribution / active EE | $2,206 | $3,444-36.0% | $4,554-51.6% | $2,551-13.5% |
| Participant deferral / active EE | $4,939 | $6,519-24.2% | $7,897-37.5% | $4,139+19.3% |
| Admin fee / account holder | $11,756 | $8,390+40.1% | $13,129-10.5% | $7,234+62.5% |