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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,273 | $101,591+37.1% | $147,096-5.3% | $74,429+87.1% |
| Participation rate | 63.4% | 75.5%-12.1pp | 82.2%-18.8pp | 67.2%-3.8pp |
| Annual return | 16.09% | 8746.45%-8730.4pp | 419.75%-403.7pp | 1368.38%-1352.3pp |
| Employer contribution / active EE | $3,211 | $3,813-15.8% | $4,936-34.9% | $2,625+22.3% |
| Participant deferral / active EE | $5,729 | $7,302-21.5% | $8,071-29.0% | $4,348+31.8% |
| Admin fee / account holder | $6,387 | $1,750+264.9% | $13,005-50.9% | $1,944+228.5% |