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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,556 | $81,504+55.3% | $102,437+23.5% | $80,959+56.3% |
| Participation rate | 86.2% | 66.9%+19.4pp | 74.5%+11.7pp | 67.7%+18.5pp |
| Annual return | 8.86% | 25.60%-16.7pp | 24.95%-16.1pp | 35.67%-26.8pp |
| Employer contribution / active EE | $15,520 | $3,104+400.1% | $3,871+301.0% | $2,757+462.9% |
| Participant deferral / active EE | $2,933 | $3,871-24.2% | $5,060-42.0% | $4,300-31.8% |
| Admin fee / account holder | $21,432 | $6,719+218.9% | $8,388+155.5% | $6,925+209.5% |