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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,556 | $81,457+55.4% | $103,378+22.4% | $80,911+56.4% |
| Participation rate | 86.2% | 66.8%+19.4pp | 74.5%+11.7pp | 67.6%+18.6pp |
| Annual return | 8.86% | 25.58%-16.7pp | 24.91%-16.0pp | 35.63%-26.8pp |
| Employer contribution / active EE | $15,520 | $3,107+399.5% | $3,870+301.0% | $2,756+463.2% |
| Participant deferral / active EE | $2,933 | $3,871-24.2% | $5,058-42.0% | $4,297-31.8% |
| Admin fee / account holder | $21,432 | $6,717+219.1% | $8,401+155.1% | $6,935+209.1% |