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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,039 | $166,242-64.5% | $165,071-64.2% | $145,884-59.5% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 15.69% | 100.44%-84.8pp | 70.17%-54.5pp | 551.85%-536.2pp |
| Employer contribution / active EE | $2,653 | $5,283-49.8% | $4,347-39.0% | $4,662-43.1% |
| Participant deferral / active EE | $3,673 | $6,964-47.3% | $6,035-39.1% | $6,690-45.1% |
| Admin fee / account holder | $1,518 | $16,658-90.9% | $12,695-88.0% | $13,392-88.7% |