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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,552 | $86,940+4.2% | $102,434-11.6% | $80,935+11.9% |
| Participation rate | 65.9% | 72.4%-6.5pp | 76.5%-10.6pp | 67.7%-1.8pp |
| Annual return | 16.01% | 18.89%-2.9pp | 29.46%-13.4pp | 35.66%-19.6pp |
| Employer contribution / active EE | $1,112 | $2,370-53.1% | $3,023-63.2% | $2,757-59.7% |
| Participant deferral / active EE | $3,723 | $4,121-9.7% | $5,055-26.4% | $4,299-13.4% |
| Admin fee / account holder | $3,345 | $8,047-58.4% | $9,462-64.6% | $6,924-51.7% |