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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,865 | $209,336-18.9% | $197,124-13.8% | $137,256+23.8% |
| Participation rate | 87.5% | 87.3%+0.2pp | 86.7%+0.8pp | 80.0%+7.5pp |
| Annual return | 19.09% | 48.09%-29.0pp | 44.34%-25.3pp | 220.34%-201.2pp |
| Employer contribution / active EE | $3,815 | $6,591-42.1% | $6,227-38.7% | $4,156-8.2% |
| Participant deferral / active EE | $9,452 | $9,614-1.7% | $9,135+3.5% | $6,407+47.5% |
| Admin fee / account holder | $1,846 | $17,308-89.3% | $16,298-88.7% | $12,270-85.0% |