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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,048 | $58,258+70.0% | $81,820+21.1% | $80,925+22.4% |
| Participation rate | 86.7% | 63.5%+23.2pp | 72.4%+14.3pp | 67.7%+19.0pp |
| Annual return | 25.38% | 41.76%-16.4pp | 777.93%-752.6pp | 35.65%-10.3pp |
| Employer contribution / active EE | $4,448 | $2,345+89.7% | $2,915+52.6% | $2,756+61.4% |
| Participant deferral / active EE | $7,091 | $3,284+115.9% | $4,323+64.0% | $4,299+65.0% |
| Admin fee / account holder | $3,250 | $4,976-34.7% | $7,391-56.0% | $6,940-53.2% |