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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,920 | $104,098-11.7% | $140,514-34.6% | $94,015-2.2% |
| Participation rate | 87.5% | 73.7%+13.8pp | 77.8%+9.7pp | 70.8%+16.7pp |
| Annual return | 6.15% | 15.14%-9.0pp | 14.36%-8.2pp | 17.84%-11.7pp |
| Employer contribution / active EE | $1,000 | $2,388-58.1% | $3,378-70.4% | $2,790-64.2% |
| Participant deferral / active EE | $6,649 | $4,033+64.9% | $4,919+35.2% | $4,249+56.5% |
| Admin fee / account holder | $2,612 | $10,439-75.0% | $13,697-80.9% | $8,951-70.8% |