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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,920 | $97,550-5.8% | $120,344-23.6% | $87,485+5.1% |
| Participation rate | 87.5% | 72.8%+14.7pp | 76.7%+10.8pp | 68.9%+18.6pp |
| Annual return | 6.15% | 18.41%-12.3pp | 20.30%-14.2pp | 26.06%-19.9pp |
| Employer contribution / active EE | $1,000 | $2,291-56.3% | $3,020-66.9% | $2,596-61.5% |
| Participant deferral / active EE | $6,649 | $4,230+57.2% | $5,135+29.5% | $4,274+55.6% |
| Admin fee / account holder | $2,612 | $9,543-72.6% | $12,742-79.5% | $7,775-66.4% |