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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,920 | $95,453-3.7% | $112,040-18.0% | $82,448+11.5% |
| Participation rate | 87.5% | 72.8%+14.7pp | 76.5%+11.0pp | 68.1%+19.4pp |
| Annual return | 6.15% | 23.92%-17.8pp | 24.52%-18.4pp | 41.64%-35.5pp |
| Employer contribution / active EE | $1,000 | $2,318-56.9% | $2,954-66.1% | $2,551-60.8% |
| Participant deferral / active EE | $6,649 | $4,224+57.4% | $5,098+30.4% | $4,139+60.6% |
| Admin fee / account holder | $2,612 | $9,013-71.0% | $12,098-78.4% | $7,234-63.9% |