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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,027 | $101,795+12.0% | $165,100-30.9% | $80,959+40.8% |
| Participation rate | 100.0% | 71.8%+28.2pp | 78.6%+21.4pp | 67.7%+32.3pp |
| Annual return | 28.72% | 16.73%+12.0pp | 70.21%-41.5pp | 35.67%-7.0pp |
| Employer contribution / active EE | $3,657 | $2,954+23.8% | $4,348-15.9% | $2,757+32.7% |
| Participant deferral / active EE | $4,580 | $4,476+2.3% | $6,035-24.1% | $4,300+6.5% |
| Admin fee / account holder | $1,553 | $8,221-81.1% | $12,696-87.8% | $6,925-77.6% |