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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,155 | $77,896+10.6% | $134,172-35.8% | $82,448+4.5% |
| Participation rate | 33.3% | 62.8%-29.5pp | 72.5%-39.1pp | 68.1%-34.7pp |
| Annual return | 12.76% | 18.21%-5.5pp | 25.30%-12.5pp | 41.64%-28.9pp |
| Employer contribution / active EE | $804 | $2,159-62.8% | $3,420-76.5% | $2,551-68.5% |
| Participant deferral / active EE | $1,405 | $3,162-55.6% | $4,690-70.0% | $4,139-66.1% |
| Admin fee / account holder | $14,756 | $6,336+132.9% | $12,016+22.8% | $7,234+104.0% |