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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,875 | $201,344+35.5% | $184,243+48.1% | $145,877+87.1% |
| Participation rate | 90.9% | 87.5%+3.4pp | 86.8%+4.1pp | 80.3%+10.6pp |
| Annual return | 10.38% | 29.01%-18.6pp | 28.82%-18.4pp | 551.28%-540.9pp |
| Employer contribution / active EE | $3,792 | $7,022-46.0% | $6,427-41.0% | $4,663-18.7% |
| Participant deferral / active EE | $6,534 | $9,807-33.4% | $9,132-28.4% | $6,691-2.3% |
| Admin fee / account holder | $27,333 | $16,382+66.8% | $13,914+96.4% | $13,402+103.9% |