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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,670 | $162,529-86.7% | $130,788-83.4% | $154,746-86.0% |
| Participation rate | 50.0% | 75.9%-25.9pp | 70.1%-20.1pp | 80.7%-30.7pp |
| Annual return | 16.67% | 510.48%-493.8pp | 386.44%-369.8pp | 172.34%-155.7pp |
| Employer contribution / active EE | $1,797 | $4,447-59.6% | $3,558-49.5% | $4,379-59.0% |
| Participant deferral / active EE | $5,015 | $4,808+4.3% | $4,137+21.2% | $6,730-25.5% |
| Admin fee / account holder | $806 | $7,669-89.5% | $6,673-87.9% | $14,365-94.4% |