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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,670 | $154,754-86.0% | $124,206-82.6% | $138,895-84.4% |
| Participation rate | 50.0% | 75.5%-25.5pp | 69.6%-19.6pp | 79.9%-29.9pp |
| Annual return | 16.67% | 709.28%-692.6pp | 515.27%-498.6pp | 145.39%-128.7pp |
| Employer contribution / active EE | $1,797 | $4,446-59.6% | $3,540-49.3% | $4,194-57.2% |
| Participant deferral / active EE | $5,015 | $4,621+8.5% | $3,968+26.4% | $6,396-21.6% |
| Admin fee / account holder | $806 | $6,690-87.9% | $5,929-86.4% | $12,562-93.6% |