Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 10-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,652 | $47,479-24.9% | $62,929-43.3% | $82,448-56.8% |
| Participation rate | 65.9% | 66.9%-1.0pp | 73.1%-7.3pp | 68.1%-2.2pp |
| Annual return | 14.04% | 20.34%-6.3pp | 1063.93%-1049.9pp | 41.64%-27.6pp |
| Employer contribution / active EE | $1,881 | $1,885-0.2% | $2,505-24.9% | $2,551-26.2% |
| Participant deferral / active EE | $2,495 | $2,870-13.1% | $3,888-35.8% | $4,139-39.7% |
| Admin fee / account holder | $4,158 | $3,804+9.3% | $5,065-17.9% | $7,234-42.5% |