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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,210 | $97,648-62.9% | $121,663-70.2% | $87,485-58.6% |
| Participation rate | 58.1% | 70.5%-12.4pp | 74.5%-16.4pp | 68.9%-10.8pp |
| Annual return | 14.60% | 18.03%-3.4pp | 147.54%-132.9pp | 26.06%-11.5pp |
| Employer contribution / active EE | $901 | $2,300-60.8% | $3,020-70.2% | $2,596-65.3% |
| Participant deferral / active EE | $2,154 | $3,923-45.1% | $4,887-55.9% | $4,274-49.6% |
| Admin fee / account holder | $446 | $11,100-96.0% | $14,289-96.9% | $7,775-94.3% |