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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,352 | $183,627-37.2% | $155,602-25.9% | $145,978-21.0% |
| Participation rate | 85.0% | 82.7%+2.3pp | 78.2%+6.8pp | 80.3%+4.7pp |
| Annual return | 14.97% | 61.32%-46.3pp | 64.81%-49.8pp | 550.52%-535.5pp |
| Employer contribution / active EE | $5,023 | $5,316-5.5% | $4,675+7.4% | $4,662+7.7% |
| Participant deferral / active EE | $4,720 | $6,466-27.0% | $5,629-16.1% | $6,690-29.4% |
| Admin fee / account holder | $3,059 | $19,327-84.2% | $15,923-80.8% | $13,400-77.2% |