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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,699 | $178,174-55.3% | $156,181-49.0% | $137,256-41.9% |
| Participation rate | 85.7% | 82.0%+3.7pp | 78.8%+6.9pp | 80.0%+5.8pp |
| Annual return | 11.88% | 84.19%-72.3pp | 64.87%-53.0pp | 220.34%-208.5pp |
| Employer contribution / active EE | $1,581 | $4,972-68.2% | $4,294-63.2% | $4,156-62.0% |
| Participant deferral / active EE | $1,913 | $6,888-72.2% | $6,132-68.8% | $6,407-70.1% |
| Admin fee / account holder | $21,860 | $17,404+25.6% | $14,586+49.9% | $12,270+78.2% |