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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,957 | $96,731-58.7% | $123,973-67.8% | $86,983-54.1% |
| Participation rate | 93.1% | 70.0%+23.1pp | 76.7%+16.4pp | 69.5%+23.6pp |
| Annual return | 16.83% | 17.33%-0.5pp | 388.13%-371.3pp | 25.83%-9.0pp |
| Employer contribution / active EE | $2,028 | $3,297-38.5% | $4,126-50.8% | $2,584-21.5% |
| Participant deferral / active EE | $4,148 | $4,152-0.1% | $5,247-20.9% | $4,194-1.1% |
| Admin fee / account holder | $419 | $8,722-95.2% | $11,799-96.5% | $7,856-94.7% |