Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 9-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,067 | $73,787-55.2% | $98,716-66.5% | $82,448-59.9% |
| Participation rate | 39.0% | 61.4%-22.4pp | 69.3%-30.3pp | 68.1%-29.1pp |
| Annual return | 18.78% | 18.57%+0.2pp | 31.81%-13.0pp | 41.64%-22.9pp |
| Employer contribution / active EE | $991 | $1,511-34.4% | $2,279-56.5% | $2,551-61.1% |
| Participant deferral / active EE | $1,761 | $3,081-42.8% | $4,048-56.5% | $4,139-57.4% |
| Admin fee / account holder | $1,002 | $6,500-84.6% | $8,703-88.5% | $7,234-86.1% |