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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,285 | $208,088-39.3% | $186,193-32.2% | $154,746-18.4% |
| Participation rate | 100.0% | 80.0%+20.0pp | 77.1%+22.9pp | 80.7%+19.3pp |
| Annual return | 5.33% | 89.97%-84.6pp | 78.03%-72.7pp | 172.34%-167.0pp |
| Employer contribution / active EE | $993 | $4,340-77.1% | $3,918-74.7% | $4,379-77.3% |
| Participant deferral / active EE | $7,919 | $7,078+11.9% | $6,513+21.6% | $6,730+17.7% |
| Admin fee / account holder | $1,491 | $11,698-87.3% | $11,058-86.5% | $14,365-89.6% |