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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,315 | $106,864-22.0% | $147,318-43.4% | $82,637+0.8% |
| Participation rate | 67.6% | 75.5%-7.9pp | 82.1%-14.4pp | 68.1%-0.4pp |
| Annual return | 31.03% | 27.49%+3.5pp | 70.43%-39.4pp | 53.51%-22.5pp |
| Employer contribution / active EE | $3,001 | $3,417-12.2% | $4,593-34.7% | $2,552+17.6% |
| Participant deferral / active EE | $4,957 | $6,496-23.7% | $7,906-37.3% | $4,126+20.1% |
| Admin fee / account holder | $0 | $8,415-100.0% | $13,708-100.0% | $7,339-100.0% |