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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,363 | $181,062-14.2% | $158,223-1.8% | $155,188+0.1% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 10.75% | 57.39%-46.6pp | 52.09%-41.3pp | 148.84%-138.1pp |
| Employer contribution / active EE | $2,156 | $4,565-52.8% | $4,109-47.5% | $4,248-49.2% |
| Participant deferral / active EE | $5,513 | $6,134-10.1% | $5,467+0.8% | $6,531-15.6% |
| Admin fee / account holder | $1,049 | $18,825-94.4% | $16,047-93.5% | $14,480-92.8% |