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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,105 | $64,959-13.6% | $158,226-64.5% | $69,733-19.5% |
| Participation rate | 22.6% | 52.1%-29.5pp | 74.8%-52.2pp | 62.5%-39.8pp |
| Annual return | 16.13% | 18.37%-2.2pp | 501.41%-485.3pp | 15.22%+0.9pp |
| Employer contribution / active EE | $488 | $1,361-64.2% | $2,986-83.7% | $2,250-78.3% |
| Participant deferral / active EE | $1,181 | $2,394-50.7% | $4,317-72.6% | $3,054-61.3% |
| Admin fee / account holder | $1,530 | $3,340-54.2% | $10,217-85.0% | $3,102-50.7% |