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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,105 | $49,657+13.0% | $93,063-39.7% | $67,986-17.5% |
| Participation rate | 22.6% | 49.9%-27.3pp | 72.1%-49.5pp | 57.2%-34.6pp |
| Annual return | 16.13% | 26.27%-10.1pp | 34.15%-18.0pp | 31.67%-15.5pp |
| Employer contribution / active EE | $488 | $1,279-61.8% | $2,476-80.3% | $2,019-75.8% |
| Participant deferral / active EE | $1,181 | $2,484-52.4% | $3,958-70.2% | $3,358-64.8% |
| Admin fee / account holder | $1,530 | $2,843-46.2% | $6,033-74.6% | $3,203-52.2% |