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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $265,324 | $102,382+159.1% | $147,005+80.5% | $80,874+228.1% |
| Participation rate | 85.0% | 75.8%+9.2pp | 82.2%+2.8pp | 67.6%+17.4pp |
| Annual return | 14.02% | 134.89%-120.9pp | 418.76%-404.7pp | 35.62%-21.6pp |
| Employer contribution / active EE | $2,854 | $3,715-23.2% | $4,934-42.2% | $2,756+3.6% |
| Participant deferral / active EE | $10,840 | $6,646+63.1% | $8,070+34.3% | $4,297+152.3% |
| Admin fee / account holder | $3,557 | $7,942-55.2% | $13,006-72.7% | $6,935-48.7% |