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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,864 | $84,953-10.7% | $163,379-53.6% | $82,637-8.2% |
| Participation rate | 92.3% | 65.9%+26.4pp | 76.8%+15.5pp | 68.1%+24.3pp |
| Annual return | 14.15% | 23.07%-8.9pp | 63.41%-49.3pp | 53.51%-39.4pp |
| Employer contribution / active EE | $2,474 | $2,183+13.4% | $3,752-34.1% | $2,552-3.1% |
| Participant deferral / active EE | $4,673 | $4,326+8.0% | $6,282-25.6% | $4,126+13.3% |
| Admin fee / account holder | $4,869 | $7,921-38.5% | $9,818-50.4% | $7,339-33.7% |