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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $265,800 | $154,754+71.8% | $124,206+114.0% | $138,895+91.4% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.6%+30.4pp | 79.9%+20.1pp |
| Annual return | 12.02% | 709.28%-697.3pp | 515.27%-503.2pp | 145.39%-133.4pp |
| Employer contribution / active EE | $15,672 | $4,446+252.5% | $3,540+342.7% | $4,194+273.7% |
| Participant deferral / active EE | $16,531 | $4,621+257.7% | $3,968+316.7% | $6,396+158.5% |
| Admin fee / account holder | $1,983 | $6,690-70.4% | $5,929-66.6% | $12,562-84.2% |