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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,794 | $160,070+39.2% | $147,117+51.4% | $145,897+52.7% |
| Participation rate | 82.4% | 84.0%-1.7pp | 82.2%+0.2pp | 80.3%+2.0pp |
| Annual return | 12.01% | 98.69%-86.7pp | 420.54%-408.5pp | 552.29%-540.3pp |
| Employer contribution / active EE | $2,067 | $5,285-60.9% | $4,932-58.1% | $4,663-55.7% |
| Participant deferral / active EE | $8,785 | $8,419+4.3% | $8,065+8.9% | $6,689+31.3% |
| Admin fee / account holder | $6,139 | $15,035-59.2% | $12,993-52.8% | $13,390-54.2% |