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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,770 | $107,079-52.6% | $151,266-66.4% | $87,485-42.0% |
| Participation rate | 73.5% | 71.1%+2.4pp | 77.0%-3.5pp | 68.9%+4.6pp |
| Annual return | 15.50% | 22.17%-6.7pp | 180.60%-165.1pp | 26.06%-10.6pp |
| Employer contribution / active EE | $2,008 | $3,174-36.7% | $4,237-52.6% | $2,596-22.7% |
| Participant deferral / active EE | $3,231 | $5,789-44.2% | $7,337-56.0% | $4,274-24.4% |
| Admin fee / account holder | $3,493 | $8,059-56.7% | $13,159-73.5% | $7,775-55.1% |