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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,770 | $99,971-49.2% | $161,596-68.6% | $94,015-46.0% |
| Participation rate | 73.5% | 78.7%-5.2pp | 80.7%-7.2pp | 70.8%+2.7pp |
| Annual return | 15.50% | 15.93%-0.4pp | 389.92%-374.4pp | 17.84%-2.3pp |
| Employer contribution / active EE | $2,008 | $3,559-43.6% | $3,977-49.5% | $2,790-28.0% |
| Participant deferral / active EE | $3,231 | $6,320-48.9% | $6,750-52.1% | $4,249-24.0% |
| Admin fee / account holder | $3,493 | $6,999-50.1% | $13,161-73.5% | $8,951-61.0% |