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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,155 | $75,541+78.9% | $152,093-11.1% | $82,637+63.6% |
| Participation rate | 93.3% | 66.5%+26.8pp | 77.8%+15.6pp | 68.1%+25.3pp |
| Annual return | 12.80% | 32.56%-19.8pp | 66.36%-53.6pp | 53.51%-40.7pp |
| Employer contribution / active EE | $2,832 | $2,622+8.0% | $4,175-32.2% | $2,552+11.0% |
| Participant deferral / active EE | $5,161 | $3,206+61.0% | $5,451-5.3% | $4,126+25.1% |
| Admin fee / account holder | $8,791 | $6,405+37.3% | $14,497-39.4% | $7,339+19.8% |