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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,201 | $160,070+9.5% | $147,117+19.1% | $145,897+20.1% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 13.62% | 98.69%-85.1pp | 420.54%-406.9pp | 552.29%-538.7pp |
| Employer contribution / active EE | $5,272 | $5,285-0.2% | $4,932+6.9% | $4,663+13.1% |
| Participant deferral / active EE | $22,757 | $8,419+170.3% | $8,065+182.2% | $6,689+240.2% |
| Admin fee / account holder | $1,395 | $15,035-90.7% | $12,993-89.3% | $13,390-89.6% |