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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,031 | $88,672-13.1% | $105,223-26.8% | $82,448-6.6% |
| Participation rate | 57.4% | 67.9%-10.5pp | 75.0%-17.7pp | 68.1%-10.7pp |
| Annual return | 15.65% | 30.86%-15.2pp | 180.65%-165.0pp | 41.64%-26.0pp |
| Employer contribution / active EE | $2,339 | $3,048-23.3% | $3,689-36.6% | $2,551-8.3% |
| Participant deferral / active EE | $5,609 | $4,036+39.0% | $5,072+10.6% | $4,139+35.5% |
| Admin fee / account holder | $65,814 | $7,146+821.0% | $8,859+642.9% | $7,234+809.7% |