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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $232,690 | $183,539+26.8% | $155,556+49.6% | $145,897+59.5% |
| Participation rate | 60.0% | 82.7%-22.7pp | 78.2%-18.2pp | 80.3%-20.3pp |
| Annual return | 10.70% | 61.31%-50.6pp | 64.84%-54.1pp | 552.29%-541.6pp |
| Employer contribution / active EE | $1,438 | $5,315-73.0% | $4,675-69.3% | $4,663-69.2% |
| Participant deferral / active EE | $6,697 | $6,467+3.6% | $5,631+18.9% | $6,689+0.1% |
| Admin fee / account holder | $1,750 | $19,275-90.9% | $15,885-89.0% | $13,390-86.9% |