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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $232,690 | $183,592+26.7% | $155,574+49.6% | $145,877+59.5% |
| Participation rate | 60.0% | 82.7%-22.7pp | 78.2%-18.2pp | 80.3%-20.3pp |
| Annual return | 10.70% | 61.37%-50.7pp | 64.87%-54.2pp | 551.28%-540.6pp |
| Employer contribution / active EE | $1,438 | $5,317-73.0% | $4,676-69.3% | $4,663-69.2% |
| Participant deferral / active EE | $6,697 | $6,466+3.6% | $5,629+19.0% | $6,691+0.1% |
| Admin fee / account holder | $1,750 | $19,316-90.9% | $15,914-89.0% | $13,402-86.9% |