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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,442 | $155,555-78.5% | $146,866-77.2% | $155,188-78.5% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 10.07% | 115.41%-105.3pp | 102.85%-92.8pp | 148.84%-138.8pp |
| Employer contribution / active EE | $1,301 | $4,647-72.0% | $4,425-70.6% | $4,248-69.4% |
| Participant deferral / active EE | $11,432 | $8,044+42.1% | $7,759+47.3% | $6,531+75.0% |
| Admin fee / account holder | $1,323 | $14,755-91.0% | $13,620-90.3% | $14,480-90.9% |