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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,765 | $183,516-86.0% | $155,534-83.4% | $145,884-82.3% |
| Participation rate | 90.9% | 82.7%+8.2pp | 78.2%+12.7pp | 80.3%+10.6pp |
| Annual return | 33.73% | 61.43%-27.7pp | 64.92%-31.2pp | 551.85%-518.1pp |
| Employer contribution / active EE | $1,975 | $5,315-62.8% | $4,675-57.8% | $4,662-57.6% |
| Participant deferral / active EE | $8,644 | $6,467+33.7% | $5,630+53.5% | $6,690+29.2% |
| Admin fee / account holder | $581 | $19,293-97.0% | $15,900-96.3% | $13,392-95.7% |