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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,106 | $159,934-26.8% | $147,005-20.3% | $145,959-19.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 31.32% | 98.24%-66.9pp | 418.76%-387.4pp | 561.95%-530.6pp |
| Employer contribution / active EE | $3,711 | $5,287-29.8% | $4,934-24.8% | $4,661-20.4% |
| Participant deferral / active EE | $15,488 | $8,427+83.8% | $8,070+91.9% | $6,689+131.6% |
| Admin fee / account holder | $1,938 | $15,053-87.1% | $13,006-85.1% | $13,398-85.5% |