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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,106 | $160,070-26.8% | $147,117-20.4% | $145,897-19.7% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 31.32% | 98.69%-67.4pp | 420.54%-389.2pp | 552.29%-521.0pp |
| Employer contribution / active EE | $3,711 | $5,285-29.8% | $4,932-24.8% | $4,663-20.4% |
| Participant deferral / active EE | $15,488 | $8,419+84.0% | $8,065+92.1% | $6,689+131.5% |
| Admin fee / account holder | $1,938 | $15,035-87.1% | $12,993-85.1% | $13,390-85.5% |